For people who think they might need funding for their business. It is designed for start-ups and existing businesses with cash flow or capital issues. The seminar explains the various sources of funds, their lending criteria and how they differ. Our Presenter, Phil Zeman Phil Zeman is SouthState Bank’s Community Development Officer for Florida and is headquartered in Orlando. His 30+ years of experience in banking and accounting has provided him the skill set necessary to understand and assess the financial needs of most businesses. After graduating from the University of Louisville with an accounting degree and working in public accounting, Phil began his banking career in Central Florida 1987. His experience in dealing with many businesses, of varying size and industry, has been an excellent education that has given him a unique ability to productively interact with business owners of diverse backgrounds and experience levels. Phil believes community banks can more efficiently and effectively provide business owners with quality service and innovative products